by Lori Atwood | Feb 1, 2023 | Financial Fitness, House Buying
There are 2 items that go into knowing the right property value range you should focus on for your household: The down payment needed to avoid PMI and secure a reasonable monthly payment The monthly payment you will have to pay. You can see that they are related. ...
by Lori Atwood | Jan 1, 2023 | College Savings & Financial Aid, Financial Fitness, Saving: Retirement & Other
There’s a parental continuum when it comes to paying for college. On one end is “The kids can pay for their own college” and on the other end is “we will take out all the loans and pay them all back so precious junior does not have any student loans.” Both are...
by Lori Atwood | Dec 5, 2022 | Financial Fitness, Saving: Retirement & Other
You may hear the term Fiduciary a lot especially when friends and family give you advice on who to choose as a financial adviser. The challenge is that it can mean different things to different people. A fiduciary is a person who is a trustee for someone else’s assets...
by Lori Atwood | Nov 13, 2022 | Financial Fitness, Personal Negotiation, Saving: Retirement & Other
Getting a divorce is an enormous upheaval in anyone’s life and with enormous upheavals usually come big bills. Try to keep in mind the following Do’s and Don’ts even if you really can’t think at all during this tumultuous time. DO: make a list of all expenses on a...
by Lori Atwood | Oct 30, 2022 | Financial Fitness, Personal Negotiation
I thought I’d write about this topic because I just had to return my leased car and I get questions about this pretty frequently. Generally, when it comes to cars, I have 3 rules, from a financial perspective: Only buy used (one to 4 years used) and keep it for at...