by Lori Atwood | Nov 29, 2017 | Financial Fitness
If you were like me, last weekend, you spent way more than you should have for the month and chalked it up to the “holiday season” and pre-buying holiday gifts when the sales are on. From a practicality standpoint, that may make sense, but from a financial one, it may...
by Lori Atwood | Mar 28, 2017 | Financial Fitness
I see this all the time in my practice. Clients come to me with some credit card debt. Usually, it is spread over more than one credit card and sometimes it is just one. They want to pay their credit cards down. Great, I say, and we figure out how much they can...
by Lori Atwood | Mar 6, 2017 | Financial Fitness, Saving: Retirement & Other
I was talking to a friend (yes, I talk about this stuff on my free time, too) and I was saying that the most critical thing about being financially secure is making sure you spend less than you earn every month, consistently, have a little bit to save and have a small...
by Lori Atwood | Aug 26, 2014 | Financial Fitness
It seems transferring balances to 0% credit card offers is the new black this year. I have a lot of clients who are doing it. In some cases, it makes a lot of sense to move high interest balances to a zero percent card offer to save on interest charges if you know it...
by Lori Atwood | Jul 30, 2014 | Financial Fitness
How many credit cards should you have? I get this question a lot. My general rule is: If you spend less than you earn each month then one card is always enough, it’s just your limit that might grow. I know everyone’s situation is different. Here are some more specific...