If You Have Revolving Credit Card Balances, Do NOT Use those Cards for Daily Purchases. Here’s Why

If You Have Revolving Credit Card Balances, Do NOT Use those Cards for Daily Purchases. Here’s Why

by Lori Atwood | Mar 28, 2017 | Financial Fitness

I see this all the time in my practice. Clients come to me with some credit card debt. Usually, it is spread over more than one credit card and sometimes it is just one. They want to pay their credit cards down. Great, I say, and we figure out how much they can...
How Your Credit Card Bill Works and What to Pay Each Month

How Your Credit Card Bill Works and What to Pay Each Month

by Lori Atwood | Apr 21, 2015 | Financial Fitness

I had not thought of this as a topic since it’s a pretty small aspect of your overall credit profile, but I get asked this question so often, I figured other people might be wondering the same thing. Do you pay the “Last Statement Purchases” or “Outstanding Balance”...
Don’t Let Santa Go Bankrupt: 5 Ways to Keep Your Holiday Gift Buying Sane

Don’t Let Santa Go Bankrupt: 5 Ways to Keep Your Holiday Gift Buying Sane

by Lori Atwood | Dec 10, 2014 | Financial Fitness

Following my post from last week about maintaining your finances through the holidays, today I wanted to talk about maintaining your financial sanity through the holidays with my top 5 ways to keep your holiday gift buying sane. Try not to fall victim to the pressure,...
Relax, but Review: 3 Reasons You DO NOT Need an Identity Theft Protection Service

Relax, but Review: 3 Reasons You DO NOT Need an Identity Theft Protection Service

by Lori Atwood | Nov 4, 2014 | Financial Fitness

I’m sure all of you have heard commercials for or received emails about Identity Theft Services like LifeLock or IDGuard and thought, “I’m afraid of having my identity stolen, maybe I need that?” Well, it’s seems reasonable enough, but actually, it’s NOT WORTH paying...
5 Things You Should Remember about 0% Interest Credit Card Offers

5 Things You Should Remember about 0% Interest Credit Card Offers

by Lori Atwood | Aug 26, 2014 | Financial Fitness

It seems transferring balances to 0% credit card offers is the new black this year. I have a lot of clients who are doing it. In some cases, it makes a lot of sense to move high interest balances to a zero percent card offer to save on interest charges if you know it...
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