by Lori Atwood | Jul 30, 2014 | Financial Fitness
How many credit cards should you have? I get this question a lot. My general rule is: If you spend less than you earn each month then one card is always enough, it’s just your limit that might grow. I know everyone’s situation is different. Here are some more specific...
by Lori Atwood | Nov 14, 2013 | Financial Fitness
1. Don’t make your credit card company “twitchy” – Consistency is the name of the game. Don’t make any sudden moves like charging a new car to get the miles or suddenly opening a bunch of new credit lines (car, consumer, and mortgage). Your credit card company...
by Lori Atwood | Aug 27, 2013 | Financial Fitness, Saving: Retirement & Other
I get this question a lot: What should I use my “rainy day” savings and when should I use my emergency savings? Rainy Day savings is about $2,000-$3,000 set aside for things that break or come up in daily life so you don’t have to charge them on your...