by Lori Atwood | Jul 18, 2016 | Financial Fitness
I see people’s monthly transaction on a daily basis. I see where people shop and essentially how much they buy. One interesting thing I often see is families of 2, 3 and 4 with memberships to “quantity” stores like Sam’s, BJ’s and, of course, Costco. These stores are...
by Lori Atwood | Nov 2, 2015 | Financial Fitness, Saving: Retirement & Other
I always tell clients (and I do it with our household, too), to have a cushion in your checking account of $300-500. The reason for the cushion is because your slightly higher electric bill, random extra co-payment for the doctor, 2 quarts of oil for the car are NOT...
by Lori Atwood | Oct 5, 2015 | Financial Fitness, Saving: Retirement & Other
I hear this all the time from clients: we make a lot of money, why do we feel like we cannot get ahead or save. Of course, there can be a lot reasons for this issue, but one that I frequently is that your fixed costs each month are too high. What does that mean? Well,...
by Lori Atwood | May 13, 2015 | Financial Fitness, Saving: Retirement & Other
People hate BUDGETS. I hate budgets. I do not even like the word budget. I rarely use it in my financial planning practice because it conjures up feelings of scarcity, pain, and memories of parents fighting. Whatever it conjures up for you, I’m sure it’s not good....
by Lori Atwood | Apr 29, 2015 | Financial Fitness
Lower interest rate, cash back to pay off credit cards or other high interest debt; what could be better, right? Maybe right or maybe wrong. Refinancing your home can make a lot of sense if: You have a high interest rate and interest rates have gone down across the...